The Plan: Determine the type of money, Risk, Liquidity, and potential yield
Every individual must determine the type of money demand they are considering for the investment. In reality every dollar you spend is an investment decision.
For this example let us assume the demand is for retirement which you consider a transactions demand. This means the risk you are willing to take is low to moderate. The Hill investment cube shows this is low liquidity requirements since you do not need the money until you retire. That means yield will be moderate according to the cube.
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